Chequing Accounts

Easily pay bills, send money and make payments with a CIBC chequing account

Special Offer

Get $300


Your monthly fee is rebated when you meet the daily balance requirement with eligible accounts.1

Get custom tips based on your account activity to help you manage your day-to-day spending and grow your savings.

Forgot about that payment? CIBC Smart Balance Alert™, 2 helps you stay on top of your account.  

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations with Journie Rewards.

Our most popular


CIBC Smart™Account

Bank a little or a lot? Take advantage of a flexible monthly fee 

Special $300 offer

Bonus: Pay no monthly fee for up to 12 months and get $500 in value3 when you open your first chequing account.

Offer details



Monthly fee

$0 up to $16.95


Pay no monthly fee1 with a daily balance of $4,000

Get unlimited transactions4, 5 including free Interac e-Transfer® transactions6

Enjoy one free non-CIBC ATM withdrawal in Canada7

Our most Deluxe


CIBC Smart™ Plus

All-in-one banking that rewards you for your business

Special $300 offer

Bonus: Pay no monthly fee for the first 3 months and enjoy full-service banking with over $1,000 in value†† when you open your first chequing account.

Offer details



Monthly fee

$0 or $29.95


Pay no monthly fee8 when you maintain a daily balance of $6,000 or $100,000 in eligible savings and investments 

Includes one eligible CIBC credit card with an annual fee rebate for the primary card holder and up to 3 authorized users9

Get unlimited transactions5, including free Interac e-Transfer® transactions10

Pay no CIBC fee for ATM withdrawals worldwide11

Includes CIBC Overdraft Protection Service12

Want just the basics?

Learn about the CIBC Everyday® Chequing Account



Check out our benefits for these specialized accounts: 

Youth   |   Students   |   Seniors   |   New to Canada   |   Foreign workers

Still looking for the right fit? 

Bank account selectora CIBC bank account.

Couple sitting on the floor looking at paint samples

Create healthier financial habits with CIBC Insights

Manage your daily spending and grow your savings with help from CIBC Insights — a tool included in the CIBC Mobile Banking App® that offers tailored tips based on your debit and credit card activity.

Learn about CIBC Insights

How to

Pay with your phone

How to

Register for CIBC Mobile and Online Banking

How to

Send money with Interac e-Transfer®